Most Popular iPhone Apps For Personal Finance
Smart phone technology has influenced our lifestyle in a remarkable way. The basic concern in every adult’s life is how to manage personal finance. Whether you want to pay your bills, keep a record of loans, earnings or spending; the headache is minimized if you have all that information stored in your iPhone. There are a number of personal finance apps in Apple’s store and some of them are introduced in the lines to follow:
1. MoneyStrands (Free)
It is a very useful personal finance application that shows you the status of different accounts you hold. It supports a number of languages. It empowers you to export files to different formats such as CSV and OFX. MoneyStrands works best for those who don’t want to use the feature of automatic updates. One has to import data for record keeping.
2. PocketMoney ($4.99)
PocketMoney is an attractive app for those who have little money to pay for getting maximum possible features. The user interface is very simple. It has the ability to track thousands of transactions that have been done over the years without breaking down. You can save data to other platforms such as iPod, iPad and Mac through iCloud.
3. SplashMoney ($4.99)
Some of the salient features of this app include multiple currency support and update of their conversion rates. The fancy feature which this app offers is the support for multiple online US bank accounts. Budget tracking and suggestions and charts are also available. Other features are common in similar apps.
4. PayPal (Free)
Business transactions have become very convenient ever since Paypal has come on to the scene. It would be unfair if we don’t include it in our list of popular personal finance apps. You can shop, send gifts or money right from your iPhone. Deposit amount of money on check, directly to your account by just submitting the snap of the check.
5. Ameriprise Financial (Free)
Ameriprise customers can get access to their accounts and get suggestions from different advisors found through this app. Account balances for brokerage, banking, credit card, insurances and annuities can be checked through this app.
6. Square ($1)
This powerful card reader lets everyone who has an iPhone accept payment. All you have to do is to swipe the card. They deduct 2.75% for every transaction. Some other utility features are also included. Plus point is that you will have a record of the sales. Electronic receipts can be sent through email and text messages.
7. Car Payment Calculator (Free)
Buying a car is a tricky affair and these days it is very rare to see people buying in lump sum. The path of installments, though popular but involves some calculations. Now you can sit easy and relax as this app is going to automatically calculate down payment, trade-in value, sales tax etc. It works for both loan and lease modes. It also gives you explanation for different terms and includes tax regulations of different states.
8. Mint.com Personal Finance (Free)
Now you can manage your money regardless of your location. You can track, plan and manage the money through this app. It has shown up in quite a few renowned journals and newsletters. It gives you bill reminders, transaction alerts and suggestions. It requires iOS5 or higher.